面對過度消費賬單、投資失利或周轉不靈的情況下，債務狀況或會逐漸轉差。對於受到債務困擾的人來說，或會以為破產是唯一的辦法，很多人不知道債務重組這個選項而選擇破產。了解債務重組與破產的分別和影響，給自己多一個選擇，切勿輕易走上破產之路。 An IVA, or Personal Voluntary Arrangement to give it its total title, is a formal debt solution for those with a critical unsecured financial debt issue, ... https://iva12221.snack-blog.com/29655188/the-債務舒緩收費-diaries-drp-iva-top